WebJun 23, 2024 · Christoph Basten is an Assistant Professor of Banking in the Department of Banking and Finance and in the Research Priority Program Financial Market Regulation at the University of Zurich, He is also affiliated with the Swiss Finance Institute (SFI) and CESifo. Before he worked for close to 5 years as the Economist of the Swiss Financial … WebIndex des noms de personnes In: Les registres-matricules de la nation germanique de l'ancienne Université d'Orléans 1602-1689 8 kolommen; Aa: Adamus Jacobi van der
How Banks Respond to Negative Interest Rates: Evidence from …
WebBy CHRISTOPH BASTEN AND CATHERINE KOCH * We examine mortgage pricing before and after Switzerland was the first country to activate the Countercyclical Capital Buffer of Basel III. Observing multiple mortgage offers per request, we obtain four core findings. First, capital-constrained banks raise their rates relatively more. WebChristoph Basten thanks Statistics Norway for their hospitality during the work on this project. eWare indebted to Stefano DellaVigna, Luigi Guiso, Andrea Ichino and Erzo Luttmer for helpful guidance, and grateful for helpful comments from seminar participants at the 2010 paint wood flooring
BENEFITS GIVE THE UNEMPLOYED TIME TO FIND THE MOST …
[email protected] 2 Corresponding author. University of Zurich, SFI, and KU Leuven. [email protected] . 1 Introduction We analyze how banks choose offer propensity and pricing in response to mortgage applications when an online platform, together with hedonic models of collateral appraisal, allows them to make offers to clients ... WebBasten, Christoph (2024), Higher Bank Capital Requirements and Mortgage Pricing: Evidence from the Counter-Cyclical Capital Buffer. Review of Finance, 24 (2). Parts of this work are based on... WebChristoph Carl Basten Mike Mariathasan Abstract We analyze the effect of negative monetary policy rates on banks, using detailed supervisory information from Switzerland. For identification, we compare changes in the behavior of banks that had different fractions of their central bank reserves exempt from negative rates. sugar sean o\u0027malley record